Settlement Engine is engineered for fast turn times. We can perform a complete title search in 24-48 hours.

A title search is a process that is performed to determine the answers to two questions.

1. Does the seller have a saleable interest in the property?

2. Do any liens exist on the property which need to be paid off at closing including mortgages, taxes, mechanic's liens or other assessments?

A title report also shows any easements or recorded legal rights to the property or partitions of the property.

*For example, a previous owner may have legally given a neighbor the right to share the driveway, or the city may have a right to strips of the property to install power lines, communication lines, water pipes, or sewer pipes.

The buyer of a property will usually purchase title insurance -- which protects the buyer from any title problems that may arise after sale. The title insurance company issues a report and issues an insurance policy in support of its findings.